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Imagine living on the water in a brand-new home in Panama City Beach with no HOA and room to truly enjoy the coastal lifestyle. This home offers a rare combination of new construction, waterfront living, no HOA, and a fully furnished setup in Panama City Beach. The home was designed to take full advantage of its waterfront setting, with open living spaces and large windows that bring the outdoors in. With no HOA restrictions, this property provides flexibility that is increasingly hard to find in waterfront communities. Whether used as a primary residence, a second home, or a vacation property, the location and layout allow for a wide range of possibilities. Set in a desirable PCB location, the home offers the privacy and tranquility of waterfront living while remaining close to beaches, dining, shopping, and local attractions. Priced at $1.2 million, this property combines new construction, waterfront access, and freedom of ownership in one offering. Whether you're looking for a place to create lasting family memories or a waterfront retreat to enjoy year-round, 1033 Bay Circle delivers a lifestyle that is becoming harder to replace. Schedule your private showing to experience the setting firsthand. This newly constructed three-story home features an open-concept design with high-end finishes throughout. The spacious living area is filled with natural light and offers stunning views of the bay. The gourmet kitchen is equipped with premium appliances, quartz countertops, and a stylish island, making it perfect for both entertaining and everyday living. The home boasts multiple private balconies, allowing you to enjoy sunrises over the water with your morning coffee and relax in the evening with breathtaking sunset views. The luxurious primary suite includes a spa-like ensuite bathroom, a walk-in closet, and a private balcony overlooking the bay. Designed for both personal enjoyment and investment, this home is currently used as a short-term rental and offers excellent income potential. With no HOA restrictions, owners have full flexibility to use the property as they wish. The outdoor space is ideal for waterfront living, featuring a spacious deck and direct water access, perfect for boating, fishing, or simply unwinding by the bay. This property provides easy access to white-sand beaches, marinas, restaurants, and local attractions. Whether you are searching for a dream vacation home, a high-performing rental property, or a peaceful coastal retreat, this waterfront escape is a rare and valuable opportunity.
#769470

Panama City Beach

1033 Bay Circle

3 Beds

3 Baths

2,118 Sq.Ft.

$1,200,000

MLS#: 769470

Recently renovated 3-bedroom 2 bath home on a large corner lot with fenced back yard located minutes from Tyndall AFB and shopping. Vinyl wood planking and tile throughout, with new granite counter tops. All property sizes and ages are approximate, please measure and/or verify if important. School assignments are subject to change, please check with Bay County for most accurate information.
#786162

Panama City

701 J J Drive

3 Beds

2 Baths

1,419 Sq.Ft.

$257,500

MLS#: 786162

Welcome home to this beautifully remodeled 3 bedroom, 2.5 bath home situated on 1/3 of an acre with no HOA! Completely updated in 2022, this home boasts charming brick skirting, durable hardy board siding, and a metal roof. The spacious front and side covered porches provide the perfect spots to relax and enjoy the outdoors, while the large yard offers plenty of space for play or entertaining. Inside, you'll love the open-concept family room and kitchen, ideal for gatherings. The kitchen features stunning cabinetry and ample counter space. The home includes a guest bedroom, an additional bedroom with a half bath, and a large master suite with a walk-in closet and an updated en-suite bathroom. Laminate flooring throughout. Buyer to verify all information and dimensions.
#778030

Defuniak Springs

115 Rembrandt Circle

3 Beds

2 Baths

1,167 Sq.Ft.

$187,700

MLS#: 778030

Located in the highly desirable Panama City Cove, this versatile 4-bedroom, 2-bath home offers incredible flexibility for homeowners and investors alike. Currently configured as two separate living spaces; a 3-bedroom, 1-bath main unit and a private 1-bedroom, 1-bath unit. This property is perfect for multi-generational living, rental income, or a live-in-one, rent-the-other opportunity. The main 3/1 unit features spacious living areas, comfortable bedrooms, and abundant natural light, creating a warm and inviting atmosphere. The 1/1 unit offers its own private space, ideal for guests, long-term tenants, or short-term rental potential. Situated in the heart of The Cove, you'll enjoy close proximity to downtown dining, shopping, waterfront parks, and marinas while still tucked into one of the area's most charming and established neighborhoods. Whether you're looking to expand your investment portfolio or secure a flexible primary residence with income potential, this property is a rare opportunity in one of Panama City's most sought-after communities.
#786155

Panama City

448 S Macarthur Avenue

4 Beds

2 Baths

1,538 Sq.Ft.

$349,900

MLS#: 786155

Welcome to your slice of paradise in the heart of Panama City Beach. Located just moments from the Gulf's emerald waters and sugar-white sands, 4607 Magnolia Beach Road offers the perfect blend of relaxed coastal living and everyday convenience. This home features a popular split floor plan with tile flooring throughout for easy beach-side maintenance. The heart of the home is an inviting, open living area anchored by a gas fireplace, perfect for cozy evenings. The kitchen flows seamlessly into a breakfast nook and formal dining area, making it ideal for entertaining. The spacious master suite serves as a private retreat, boasting elegant tray ceilings, a large walk-in closet, and a spa-like ensuite bathroom complete with a soaker tub and a separate walk-in shower. Two additional bedrooms share a well-appointed second bath, providing plenty of room for family or guests. Key Exterior & Location Features: Adventure Ready: Ample parking with plenty of room for your boat, golf cart, or recreational gear. Prime East End Location: Nestled in a peaceful residential pocket with quick access to beach walkovers, marinas, and waterfront dining. Proximity: Just minutes from St. Andrews State Park, public boat launches, and the area's best shopping and entertainment. Whether you're searching for a primary residence, a coastal vacation home, or a versatile investment opportunity, this property delivers. Experience the best of the PCB lifestyle--from sunrise walks on the shore to sunset boat rides. Schedule your private showing today
#786197

Panama City

4607 Magnolia Beach Road

3 Beds

2 Baths

1,984 Sq.Ft.

$439,500

MLS#: 786197

Full remodel to include - plumbing, HVAC inside and outside w duct work, all new electrical, added master suite with bath, new windows, new doors, updated top to bottom
#786203

Panama City

204 S Cove Terrace Drive

3 Beds

2 Baths

2,132 Sq.Ft.

$525,000

MLS#: 786203

Welcome to coastal living at its finest in the highly sought-after 30A Townhomes community! This beautifully appointed 3-bedroom, 3-bathroom townhome offers 1,624± sq ft of thoughtfully designed living space just steps from the sugar-white sands of the Emerald Coast. Perfectly situated in the heart of Seagrove Beach, this residence combines convenience and comfort with an unbeatable location. Just a short stroll to pristine beaches, boutique shopping, local dining, and coastal amenities. Enjoy lazy afternoons by the community resort-style pool, or hop on your golf cart (included!) and explore all that 30A has to offer. Inside, the open floor plan is bright and inviting, designed for both everyday living and effortless entertaining. The well-equipped kitchen flows seamlessly into the living and dining areas, while the generously sized bedrooms, including a spacious primary suite, provide serene retreats after a day in the sun. Clever built-in hallway bunk beds add versatility and extra sleeping space -- ideal for guests or rental potential. This turnkey offering is a proven vacation rental favorite and presents a compelling opportunity as a second home, primary residence, or investment property. With its phenomenal location, community amenities, and strong rental history, this home embodies the quintessential 30A lifestyle. Schedule your private showing today!
#786204

Santa Rosa Beach

4923 E County Highway 30a E102

3 Beds

2 Baths

1,624 Sq.Ft.

$739,900

MLS#: 786204

Welcome to 582 Hancock Way at Bayside at Ward Creek in Panama City Beach, Florida. This pre-construction homesite offers the opportunity to secure new construction prior to groundbreaking. This property will be developed with the Rhett floorplan and built to current design standards and specifications. Buyers may have the ability to personalize select finishes depending on the stage of construction. Estimated completion timelines and build details available upon request. The Rhett floorplan has a bright entryway and EVP flooring in the foyer leading to three guest bedrooms. Continuing through the foyer you will find an open and spacious living area. The kitchen serves as the heart of the home and features quartz countertops, beautiful white upper and lower cabinetry and a stainless-steel appliance package that includes a smooth top stove, microwave, and dishwasher. Enjoy spending time with guest and family comfortably with your open kitchen. The primary bedroom is located off the living area and has private ensuite bathroom with a large shower with glass enclosure, dual sink vanity with quartz countertops and lower cabinetry for storage, a separate water closet and large soak tub as well as a large closet. The guest bedrooms have spacious closets and share a full bathroom with shower and tub combination. Each bedroom has plush carpet and spacious closets. This home has a Home is Connected® Smart Home Technology Package. Enjoy afternoons or morning coffee from your covered back patio or relax on your front porch as you look out to your lawn and a flower bed off the entry walk. This home is located just a short walk from the community pool. Call us today for more information on this home.
#786177

Panama City Beach

582 Hancock Way

4 Beds

2 Baths

1,799 Sq.Ft.

$412,693

MLS#: 786177

Beautiful, spacious 3 bedroom, 2 bath home in Hidden Pines. This cul-de-sac home is perfect for your family! The kitchen features tile floors, stainless-steel appliances, quartz counter-tops, custom backsplash, and nice white cabinets. The living area of the home features plenty of space and nice hardwood floors. The master bath features dual sink vanity, walk in shower, and a large jacuzzi tub. The home also has a tankless water heater! The real gem of this home is the back yard oasis. The back yard features plenty of room for entertaining. The large covered and screen lanai (with tile floors). The large family sized swimming pool and hot tub are ready for the summer season and feature a gas heating and cooling system. ! The home has a metal (galvalume) roof replaced in 2017, and has a 50 year guarantee. Privacy fence (8') was redone after Hurricane Michael. All measurements are approx. and should be verified by the buyer.
#786191

Panama City

316 Lyonia Lane

3 Beds

2 Baths

1,612 Sq.Ft.

$445,000

MLS#: 786191

Call the owner for showings
#786186

Panama City Beach

15928 Front Beach Road 3-409

1 Beds

2 Baths

1,074 Sq.Ft.

$390,000

MLS#: 786186

Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests. The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential. The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed. The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage. Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options. Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort. HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
#786205

Panama City

9900 S Thomas Drive 1817

2 Beds

2 Baths

907 Sq.Ft.

$345,000

MLS#: 786205

Welcome to 196 Ellery Lane at Bayside at Ward Creek in Panama City Beach Florida. This end unit townhome is located on a corner lot and is under construction. This townhome offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leads to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, granite countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. Beautiful windows surround the living area allowing for natural light. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms, Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. Exterior features of Bayside at Ward Creek townhomes are equally impressive, with Hardie® siding and thoughtful lighting at the garage, front entry, and back patio. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for a tour of this floor plan.
#786175

Panama City Beach

196 Ellery Lane

3 Beds

2 Baths

1,470 Sq.Ft.

$314,830

MLS#: 786175

Discover the perfect blend of modern comfort and rural tranquility in this beautifully remodeled 1,700+ sq. ft. home. Every inch has been thoughtfully updated (New AC unit, Quartz counter tops, Shaker cabinets, new fixtures throughout, interior and exterior paint) to create a bright, inviting space that's ready for you to make your own. Conveniently located just a short drive to Marianna, FL, and within easy reach of Dothan, AL, this home offers the best of both worlds — peaceful country living with city conveniences nearby. The fenced yard provides plenty of space for kids and pets to play safely, or to set up that dream swing set or garden you've always wanted. All that's left to do is bring your furniture and start living!
#781342

Greenwood

5096 Fort Road

3 Beds

2 Baths

1,740 Sq.Ft.

$184,000

MLS#: 781342

Welcome to 188 Ellery Lane at Bayside at Ward Creek in Panama City Beach Florida. This townhome is under construction and offers a welcoming space that has 3 bedrooms, 2.5 bathrooms, and a convenient single car garage. The bright entry leading to an open kitchen, living, and dining area that is designed for comfort and everyday living. The kitchen serves as the culinary center with a spacious center island, beautiful white cabinetry, quartz countertops, and a premium stainless steel appliance package including a smooth top stove, microwave and dishwasher. The first floor is the heart of the home, while the privacy of the second level has all bedrooms, ensuring a quiet retreat. The main suite features a generous closet, an oversized shower, dual sink vanity, and a linen storage area in the private bath. Two additional bedrooms share a hall bath with shower tub combo that create a comfortable space for family or guests. The interior features include EVP flooring throughout the main level and second level bathrooms and plush carpet on the stairs, upstairs hallway and bedrooms, Smart Home Technology Package comes standard, featuring a Qolsys IQ touch panel for thermostat and lighting control, ensuring security and convenience. Exterior features of Bayside at Ward Creek townhomes are equally impressive, with Hardie® siding and thoughtful lighting at the garage, front entry, and back patio. A landscaped front entry adds curb appeal and welcomes you to your very own slice of Florida paradise awaits. Call today for a tour of this floor plan.
#786170

Panama City Beach

188 Ellery Lane

3 Beds

2 Baths

1,459 Sq.Ft.

$305,330

MLS#: 786170

Currently under contract with a 72 hour kick out clause. The elusive four bedroom home...now available in Marianna, conveniently located just a couple miles from Wal-Mart and Lowes. This home features a split floor plan and newly remodeled bathrooms. In addition to the four bedrooms, you will have two living areas to spread out the friends or family! The enclosed back patio gives plenty of option for afternoon cookouts with a view of the large back yard. If you're into homesteading, you will be ahead of the game here with a very nice chicken coop already in place! The garage has ample storage or workshop space with lighting as well. This is a great opportunity to own an amazing home at a reasonable price. Make an appointment to see it! Some photos are staged virtually.
#782044

Marianna

1971 Hope School Drive

4 Beds

2 Baths

2,102 Sq.Ft.

$273,000

MLS#: 782044

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