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NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

Panama City

285 Hugh Thomas Drive

4 Beds

4 Baths

2,525 Sq.Ft.

$599,000

MLS#: 1010869

Rare opportunity!!! Lake View!! New home by locally renowned builder in Gated neighborhood in Hammock Bay. Yard features custom pool and unbelievable landscaping. Large covered rear porch with stained cypress ceiling and full summer kitchen. Interior features built in shelving in the foyer and living room. Wood floors throughout. 10' ceilings and 8' solid core doors throughout. Upgraded lighting package. Interior brick accents. Custom master closet built ins. Brick fireplace and reclaimed wood mantle in living room. Kitchen features furniture grade cabinets to ceiling, Cambria quartz counter tops and full Cambria quartz backsplash. Back kitchen with ice maker and sink and built in cabinets. Study with built in shelves. Huge game room and walk out storage. 3 car garage

Freeport

471 Shimmer Circle

4 Beds

3 Baths

3,265 Sq.Ft.

$1,264,850

MLS#: 986015

#1010864

Crestview

962 N Lloyd Street

3 Beds

2 Baths

1,338 Sq.Ft.

$1,550

MLS#: 1010864

Designer-curated coastal living in The Preserve at Grayton Beach.
Welcome to one of the most distinctive properties in the gated community of The Preserve at Grayton Beach. This local interior designer owned, full-time resident home is layered, collected, and exceptionally executed. The residence pairs classic coastal architecture with custom millwork and a refined blend of traditional and contemporary design.
Every space feels intentional, creating a home that is sophisticated without feeling formal--and refreshingly unique.

The Kitchen.
Designed as the heart of the home, the chef's kitchen showcases custom inset cabinets by Grimes Cabinetry and an oversized contrasting marble island, an inviting centerpiece for gathering and entertaining. A full-height marble backsplash frames the custom Venetian plaster hood, while warm brass hardware and fixtures add a refined touch. Premium paneled appliances, including Sub-Zero refrigeration, double Wolf wall ovens, and dual Miele dishwashers, complete this beautifully appointed space.

Custom Interiors.
Throughout the home, carefully considered details create a cohesive, elevated feel. Bespoke wallpaper, curated window treatments, designer lighting, layered rugs, and integrated millwork give nearly every space an individual sense of purpose.

Outdoor Living.
Thoughtfully designed as a natural extension of the home's interior, the outdoor living spaces offer the same comfort, style, and attention to detail. The screened rear porch features a shiplap-clad fireplace and television, creating an inviting setting for year-round relaxation and entertainment. Just beyond, the private backyard feels like a personal retreat, with mature landscaping, ambient lighting and a dedicated grilling patio. A maintenance free turf backyard is accented by a putting green inlay--perfect for practicing your short game just steps from the porch.

The Preserve at Grayton Beach.
Enjoy your own private beach access along a serene boardwalk leading to the to the sugary white sands of the Gulf. The Preserve is steps from direct access to the 30A bike path which runs the length of 30A as well as many state park entrances offering multiple hiking and biking trails. Local lakes offer opportunities for kayaking,
paddleboarding and other water activities. This quiet enclave of the Preserve is undoubtedly a prime location situated amongst native oaks, pines and magnolias with immediate access to the 30A lifestyle.

Santa Rosa Beach

345 Morgans Trail

4 Beds

4 Baths

2,730 Sq.Ft.

$1,897,000

MLS#: 1010885

Build the home you've always envisioned on this exceptional 0.61-acre homesite in the exclusive gated community of Wild Heron. Surrounded by mature pines and bordering a tranquil preserve and winding wetlands, this property offers an extraordinary combination of privacy, natural beauty, and design potential. Selected by the current owner, a custom builder, for its unique topography, this homesite allows for one of the largest buildable footprints in Wild Heron and offers the opportunity for potential Lake Powell views from a second-story design. Located just minutes from Sharks Tooth Golf Club and Lake Powell, the largest coastal dune lake in Florida, you'll enjoy an unmatched lifestyle with resort-style amenities including a lakeside pool, fitness center, scenic walking and biking trails, community dock, playground, and parks. Just a short drive from the sugar-white beaches of the Gulf, Scenic Highway 30A, and Pier Park, this homesite offers the perfect balance of seclusion and convenience. Create a custom home tailored to your vision in one of Northwest Florida's premier gated communities, where nature, recreation, and coastal living come together.

Panama City Beach

1745 Lost Cove Lane

None Beds

None Baths

0.61 acres

$208,000

MLS#: 1010882

Discover the pinnacle of sophisticated beachside living at this premier multi-family estate, perfectly positioned along Florida's iconic Emerald Coast. Designed for those who demand both exclusivity and exceptional performance, this turnkey compound offers a rare opportunity to own a world-class retreat in the heart of the sought-after Blue Mountain Beach.

A Masterpiece of Design and Comfort
Spanning multiple levels of refined living, this residence is an architectural triumph. An integrated elevator provides seamless accessibility throughout, ensuring comfort for guests of all generations. The home's interior is a study in curated elegance, featuring high-end finishes and bespoke design elements that cater to the most discerning tastes.
With the capacity to accommodate 24 guests in absolute comfort, the estate is expertly configured for grand retreats and private gatherings. The layout includes:
* 8 King Master Suites: Each a private sanctuary of relaxation.
* 2 Bespoke Bunk Rooms: Thoughtfully designed to sleep four guests each.
* 9 Full Bathrooms & 2 Half Baths: Featuring spa-inspired designer tile, quartz surfaces, and premium fixtures.
* Culinary Excellence: A state-of-the-art chef's kitchen, equipped with a six-burner gas range, double refrigeration, and expansive quartz counters. A secondary kitchenette on the third level offers added convenience for seamless entertaining. The exterior is an extension of the home's luxury, crafted for the ultimate al fresco lifestyle. Enjoy a private, resort-style swimming pool, an outdoor shower, and a built-in gas grill. As the sun sets, the ambiance transforms with glowing pool lighting and the warmth of a custom swim up pool and spa and linear gas fire wall--the perfect setting for evenings under the coastal stars.

Proven performance, this property is a formidable investment. The estate demonstrates a robust and consistent revenue stream. The absence of an HOA grants the owner complete autonomy over rental management and usage. For those seeking a hands-off approach, the option remains to continue a partnership with the Southern Holiday Homes, ensuring the property remains a premier destination for high-end clientele.

Situated just moments from the turquoise waters and quartz-sand beaches of the Emerald Coast, this residence offers immediate access to the vibrant dining, golf, and leisure attractions of the 30A corridor. Whether you are seeking a private family compound or a high-yield luxury investment, this estate represents a singular opportunity to secure a legacy property in one of the most desirable coastal markets.

Santa Rosa Beach

21 Penny Lane

10 Beds

9 Baths

5,992 Sq.Ft.

$3,800,000

MLS#: 1010814

Two Doors. One Top Floor. A Rare Piece of Gulf Place. Side by side, Gulf facing, and offered together--Units 418 and 419 create an opportunity that simply doesn't come along often. Both occupy coveted fourth-floor corner positions with no neighbors above, private balconies, soaring ceilings, and views stretching across the palms toward the Gulf. Together, they offer approximately 1,156 square feet of flexible ownership: keep two distinct vacation rentals, create a family-and-friends retreat with everyone close but comfortably separate, or enjoy one while the other earns its keep. Each residence has its own full kitchen and bath, while 418 brings 12-foot ceilings, wood-look flooring, a garden tub, separate shower and dual vanities; next door, 419 adds dramatic 12-foot ceilings, dual sinks, separate tub and shower, and its own inviting coastal personality. Step outside and Scenic Highway 30A is your playground--deeded beach access, three community pools, hot tub, tennis courts, restaurants, boutiques, local art and live music are all within easy reach. Park the car and stay awhile. Two condos. Two balconies. One remarkable Top-Floor Opportunity--with the Gulf always in view!

Santa Rosa Beach

37 Town Center Loop UNIT 418

2 Beds

2 Baths

1,156 Sq.Ft.

$1,050,000

MLS#: 1010889

#1006090

Shalimar

72 8Th Street

3 Beds

2 Baths

1,265 Sq.Ft.

$275,000

MLS#: 1006090

Situated on a desirable one third acre corner lot in Indian Bayou, this home offers a split bedroom floorplan with plenty of room to enjoy the outdoors with a screened porch. The spacious living area is great for entertaining and everyday living. Golf enthusiasts will appreciate the community's setting while conveniently located to the beach, dining, boating and entertainment. Come experience the coastal lifestyle of Indian Bayou and discover all that this property has to offer.

Destin

122 W Country Club Drive

3 Beds

3 Baths

2,906 Sq.Ft.

$725,000

MLS#: 1010874

Welcome to Unit 902 at Breakers East
Thoughtfully enhanced in preparation for market, the condo showcases a stunning series of recent updates completed in April 2026, including a beautifully redesigned kitchen featuring new cabinetry. Enjoy a piece of paradise! Very spacious two bedroom/ two bath condo located on the 9th floor, directly on the beach. Spectacular beachfront views from the spacious private balcony with access from the master bedroom and living room.

Destin

1010 E Hwy 98 902

2 Beds

2 Baths

1,453 Sq.Ft.

$965,000

MLS#: 1010867

Panama City Beach

8700 Front Beach Road 1217

3 Beds

2 Baths

1,761 Sq.Ft.

$350,000

MLS#: 794760

Welcome home! This beautifully maintained 4-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and convenience. Situated on a large lot along a quiet dead-end street, this property immediately stands out with its beautiful landscaping and inviting curb appeal.

Inside, you'll find an open-concept layout with LVP flooring throughout. The split-bedroom floor plan is ideal for added privacy. The kitchen has been updated and features stainless steel appliances, butcher block countertops, and a dedicated coffee bar, making it a perfect spot to start your morning!

The home also offers a sunroom, separate laundry room, and plenty of functional living space. Step outside to enjoy the fully fenced backyard, providing room to relax, entertain, garden, or let the kids and pets play. The detached garage adds even more versatility and is ideal for a workshop, lawn equipment, golf cart, storage, or hobby space. Incredible home on an incredible lot that sits between two streets, Lois and Katherine.

Location is another major plus! You're conveniently located near Tyndall Air Force Base, restaurants, coffee shops, and multiple grocery options, with Winn-Dixie, Walmart, and Aldi all within approximately a mile. Enjoy easy access to both Mexico Beach and Panama City Beach, while the bay is less than 5 miles away. Nearby boat ramps and a marina are just minutes away, providing convenient access to St. Andrews Bay from East Bay.

If you've been looking for a home with space, a fenced backyard, and an unbeatable location, this one deserves a closer look!

Panama City

5623 Katherine Street

4 Beds

2 Baths

1,650 Sq.Ft.

$269,000

MLS#: 794757

Panama City

1209 Oak Avenue

3 Beds

2 Baths

1,376 Sq.Ft.

$85,000

MLS#: 794772

BUYER INCENTIVE OFFERED! Seller is offering $5,000 toward an interest-rate buydown or eligible closing costs, subject to lender approval and the terms of the purchase contract. 4 Bedroom 3 Bath single story beach house with RV or Boat trailer parking is located South of Grand Lagoon in Panama City Beach, walk/Golf cart to the beach and easy access to boat ramps!

Inside, you'll find a well-maintained interior with an updated kitchen, upgraded lighting, and a flexible layout featuring a game room--perfect for guests or maximizing rental income. Outside, enjoy a privacy-fenced backyard built for BBQs and relaxing, plus a front-yard pergola that gives you that laid-back beach vibe.

Investor? This is a turnkey property. Primary/2nd home Buyer? Skip the HOA headaches and enjoy space, convenience, and Panama City Beach living.

The interior is in great condition, and the location is incredible! Walk to the beach from this 4BR/3BA with a game-room, updated kitchen, lighting and more, lounge and BBQ outside in your privacy fenced back yard, relax in your front yard under the pergola and park your boat or RV in your large driveway. Looking for an investment property and to capture that bonus depreciation this year? Been dreaming of buying a home in Panama City Beach? Ready for stress free living/investing and want room to park your toys without paying a fortune?

Panama City

3914 Sabine Street

4 Beds

3 Baths

1,948 Sq.Ft.

$559,900

MLS#: 794774

Under contract, accepting back up offers. This 4-bedroom, 3-bathroom home offers 1,929 square feet of comfortable living space designed for both everyday living and entertaining.
Step inside to find spacious living areas filled with natural light, and generously sized bedrooms that provide flexibility for family, guests, or a home office. The floor plan offers both comfort and privacy, making it ideal for a variety of lifestyles.
One of the standout features of this home is the new AC system, providing peace of mind and energy-efficient comfort for years to come. Even better, the property is not in a flood zone.
Outside, you'll find a welcoming yard with plenty of room to relax, entertain, garden, or enjoy outdoor activities. Conveniently located near shopping, dining, parks, schools, and all that Lynn Haven has to offer, this home combines location, value, and functionality. Schedule your private showing today and discover everything this exceptional home has to offer!

Lynn Haven

1802 Sutherland Road

4 Beds

3 Baths

1,929 Sq.Ft.

$350,000

MLS#: 791594

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