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ASSUMABLE VA LOAN AT 3.5%! Cut your monthly payment in half. Buyers can assume the existing $150k balance at a historic 3.5% interest rate. 

Welcome to Island Reserve and this fully equipped 1-bedroom, 1-bath condo, with 1,071 square feet of living space, offering a remarkably spacious, upscale, resort-style living experience. Overlooking the beautiful courtyard, this well-maintained condo features 10-foot ceilings, crown moldings, granite countertops, wood and tile flooring, including a large bonus room or den ideal for a home office, media room, or guest nook. The kitchen area is designed with an open-concept layout that integrates seamlessly into the main living and dining spaces.

This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Short term rentals are prohibited, ensuring a quiet, residential atmosphere year-round. The multi-level parking garage allows you to park on the same floor as your unit, eliminating the need for stairs or elevators. Offering a strong social club with community events, steps away from the 1-acre tropical lagoon pool with waterfalls, indoor basketball/pickleball courts, fitness center, game room and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. 

The unit comes furnished or unfurnished, buyer's preference.
#793091

Panama City Beach

8700 Front Beach Road 3308

1 Beds

1 Baths

1,071 Sq.Ft.

$215,000

MLS#: 793091

Home is located in the Preserve on the Bay, a gated neighborhood that is very quiet and well-maintained, with a well established HOA. This home is a perfect fit for the couple looking to retire or a young couple starting their family. Flooring is a combination of tile and plank flooring for easy maintenance and cleaning. Open floor plan, which is perfect for entertaining guests while keeping the bedrooms private. Enjoy the gas fireplace to make the most of those cool winter evenings. The kitchen is equipped to prepare everything from a bowl of cereal to a gourmet dinner. With a walk-in pantry with space to keep your kitchen very organized. New granite countertops, sink, faucet and lighting finish off the kitchen. The large master bedroom has a walk-in closet and bathroom that includes a double vanity with new granite countertops, sinks and faucets. Rounding out this is a jacuzzi tub, a walk-in shower, and a water closet with a linen closet. Bedrooms 2 and 3 are in the other side of the house and share a bathroom with new Granite countertops, sink and faucet.
This bathroom also has access to the pool area.
The 4th bedroom, across from the master bedroom, can be used as a bedroom, guest room, office or hobby room. There is shelving in the closet that can be removed to create a clothes closet.
The laundry room is a spacious with a large storage closet. The laundry room is  spacious with a large storage closet. The laundry room leads to the garage, which has both upper and lower cabinets, and a nice countertop along one side.  It provides you with lots of of extra storage and workspace for any projects.
The home sits on .33 acres surrounded by lots of vegetation and mature trees that add privacy to the inground pool and Jacuzzi. The pool was resurfaced in 2019, a new heater ( for pool and spa), and a sand filter in 2025. At the end of 2025, the owner replaced a pump motor. 
This home was built by Ledman Construction known for their exceptional quality. They were awarded BBIA Builder of the Year in1989, 1990, 2001 and 2009. They also won the Aurora Award in 2009. They currently build homes on 30A.
#783966

Panama City

3522 Fox Run Boulevard

4 Beds

2 Baths

2,475 Sq.Ft.

$549,000

MLS#: 783966

Escape to the coast in this inviting 2-bedroom, 2-bath retreat situated just steps from the pristine shoreline of Mexico Beach. Designed for effortless coastal living, this home blends everyday practicality with laid-back beachside charm. Inside, natural light fills the open kitchen and living area, creating a warm space that flows directly onto a cozy back deck--perfect for slow mornings or winding down after a day in the sun. With two full bedrooms and baths, this builder owned house provides plenty of room for family and visitors, while the home's low-maintenance design takes the stress out of ownership. Situated just across the street, 111 Ocean View Dr offers a short, effortless stroll to the white sands and sparkling waters of Mexico Beach. Complete with an extended driveway for extra guest parking, this property offers an exceptional opportunity whether you're seeking a short-term rental powerhouse, an investment property, or your own slice of paradise.
#793082

Mexico Beach

111 Ocean View Drive

2 Beds

2 Baths

840 Sq.Ft.

$420,000

MLS#: 793082

Luxury Lot in Cedar Creek at Deerpoint Lake!
Build your dream home in this exclusive gated community of Cedar Creek at Deerpoint Lake. Nestled in a peaceful natural setting, this exceptional homesite offers the perfect blend of luxury, privacy, and outdoor living.
Residents enjoy outstanding community amenities, including a beautifully decorated clubhouse, sparkling swimming pool, large pavilion for gatherings and entertaining, outdoor catering kitchen, cozy fire pits, and an updated playground. Public water and electricity are available, making it easy to bring your vision to life.
Experience the lifestyle you've been looking for in one of the area's premier gated communities.
#793111

Southport

9716 Summer Creek Drive

None Beds

None Baths

0.99 acres

$155,000

MLS#: 793111

Welcome to your own private oasis in the heart of Navarre! This beautifully maintained 3BR/2BA home offers 1,636 SF of thoughtfully designed living space and an incredible backyard built for entertaining. Enjoy a heated Gunite pool with waterfall, stamped concrete patio, fire pit, covered porch, and a stunning wood-burning stone fireplace perfect for year-round gatherings. Inside you'll find an open floor plan, spacious living area, granite countertops, stainless steel appliances, abundant natural light, and a split-bedroom layout for added privacy. The fully fenced backyard provides plenty of room to relax or play, while the oversized driveway and 2-car garage offer ample parking. Conveniently located just minutes from Navarre Beach, Hurlburt Field, shopping, dining, schools, and more. Whether you're searching for your forever home, a vacation retreat, or the ultimate entertaining space, this property checks all the boxes. Schedule your private showing today!
#1008448

Navarre

2125 Vizcaya Drive

3 Beds

2 Baths

1,636 Sq.Ft.

$499,900

MLS#: 1008448

Under-contract with a 48 hr kick-out clause. Seller is accepting back-up offers. 
Rare opportunity to own a beautiful, private 0.25-acre homesite in the highly sought-after Daughettes area of Point Washington. Surrounded by soaring oak, magnolia, and cypress trees, this exceptional property offers a peaceful, natural setting that is increasingly difficult to find. An existing block-constructed home conveys at no value, though it features a new roof. Tap fees have already been paid, adding value for future plans. Ideally located just minutes from Choctawhatchee Bay, Tom's Landing Marina, community docks, and the white-sand beaches of Grayton Beach, this is the perfect location to build your dream home or investment property in one of the area's most desirable neighborhoods.
#1008417

Santa Rosa Beach

70 Little Canal Drive

None Beds

None Baths

0.25 acres

$325,000

MLS#: 1008417

First impressions matter. And when I walked into 3149 Scenic Highway 98 for the first time it immediately felt like a home made for family and for making memories. The floor plan is perfect for multiple families to share the home and still feel like they each have their own space. The bedrooms are spread out across all three floors, and all three levels have their own common area/living room. So, when multiple families share the home they don't feel like they're stacked on top of one another. The first floor kitchenette being located next to the pool area is also a great detail of the floor plan. I have young children, so I know the value of having cold drinks and snacks on hand by the pool when the Summer sun starts to get hot. This home's outdoor space really blew me away when I first walked outside. The covered porch is massive and provides a large shaded space to retreat from the sun while still enjoying the outdoors. The pool (30'x15') was larger than I expected, and the back gate by the pool makes walking to the beach easy. The Barracuda Street beach access is across from the house, and it has a crosswalk making it safe and easy for parents to take their kids to the beach. When you return, the outdoor shower makes it easy to rinse off the sand before coming inside. After a decade of selling real estate on the Emerald Coast I've learned that most buyers and renters share these three priorities when looking for a beach home: quick and easy beach access, nearby dining & entertainment options, and a private heated pool. The heated pool is a key because Northwest Florida experiences cold snaps in the Fall and Winter months, so many vacation renters filter their online searches for homes with a heated pool, and if you don't have one then you may not show up in a would-be renter's search. It's also important if you plan on staying at the home and want to be able to use your pool year-round. 3149 Scenic Highway 98 checks every one of these boxes. It's one row back from the beach, and it has a 30'x15' private & heated pool surrounded by a covered patio. It's located one mile by car or LSV (street-legal golf cart) from the Destin Commons shopping & dining complex as well as the award-winning public golf course at Regatta Bay. All of the places below are accessible from the home by LSV:

Barracuda Street Beach Access.........................1-min walk
Camille's (seafood, sushi, brunch).....................0.4mi
The Henderson Rooftop Bar..............................0.8mi
Whole Foods......................................................0.8mi
Destin Commons (shopping, dining, movies)......0.9mi
Uncle Buck's Fish Bowl (bowling/arcade)...........0.9mi
Jackacuda's (seafood & sushi).........................1.1mi
Regatta Bay Golf Course.................................1.7mi

This home is located in Crystal Beach, one of the premier vacation rental locations in all of Destin and Miramar Beach, it's the area of town my investment-savvy clients typically gravitate towards. There's three main benefits to being in Crystal Beach: 1) no HOA fees 2) ample public beach accesses. Most streets have a dedicated access which helps spread the crowds out and leads to a less crowded beach experience. 3) Proximity to the Destin Commons, which is the main shopping, dining, and entertainment hub in Destin. It's also in close proximity to many of the best restaurants in town. This is important both for personal enjoyment and it also matters a great deal to renters. So, if you plan on renting the property, then this area of town is ideal for that. 

Floor plan

First Floor
Upon entering the home there's a good sized landing space. To the right of the front door is the staircase leading to the upper levels.To the left is the entrance to the first floor living quarters complete with a kitchenette, living room, dining area, and two bedroom suites that share a full bathroom. This area also leads out to the pool area which includes the large covered patio, 30'x15' pool, grilling area, outdoor shower, and a walkover to the back gate that leads to the nearby beach access.

Second Floor
At the top of the stairs is a hallway. Straight ahead in the hall is a walk-in laundry room as well as an extra full-bathroom that serves as the guest bath for the living room. The hallway is a "T" shape, and going to the left leads to the second-floor master suite which features a king-sized bed and a walk-in closet. The ensuite master bathroom has a walk-in shower, garden tub, and dual vanities. To the right is the large main living room which features an open floor plan incorporating the kitchen and dining area into the flow of the space. It has doors leading out to a 25'x10' balcony that overlooks the pool and gets great sunset views. The balcony has a set of outdoor stairs leading to the pool area, so it's easy to bring food from the kitchen to the poolside. This also allows the guests in the upstairs bedrooms to access the pool without having to go through the downstairs living quarters. 

Third Floor
The final floor starts with a sizable living room/common area. To the left are two guest bedroom suites with a shared full bathroom. To the right is another master bedroom suite, and it's laid out similarly to the one on the second floor. It has a large bathroom with a garden tub, walk-in shower, and a walk-in closet. It has a private 25'x10' balcony that faces the beach and captures some peekaboo water views. It provides an excellent front row seat to Summer sunsets with its Southwest exposure.
#1008104

Destin

3149 Scenic Hwy 98

6 Beds

5 Baths

3,868 Sq.Ft.

$2,200,000

MLS#: 1008104

Beautiful 1.06-acre rural homesite cleared and ready for your new construction project. This level parcel offers an excellent opportunity to build your custom home in a peaceful country setting while still enjoying convenient access to nearby schools, shopping, and major roadways. With ample space for a workshop, detached garage, garden, RV parking, or other outdoor amenities, this property provides the flexibility and privacy that today's buyers are seeking.
The lot has already been cleared, saving time and expense as you move forward with your building plans. Whether you're looking to create a private homestead, weekend retreat, or forever home, this ready-to-build property offers endless possibilities. Enjoy the beauty of rural living with plenty of room to spread out and make it your own.
Don't miss this opportunity to own a spacious acreage homesite with the groundwork already in place for your future dream home. No Mobile Homes Allowed
#1008416

Laurel Hill

1.06 Ac N Hwy 85

None Beds

None Baths

1.06 acres

$65,000

MLS#: 1008416

Downtown Destin opportunity on a rare 0.35-acre lot with a private pool -- priced at $350,000 for the buyer with vision. This 3-bed, 3-bath home sits in the heart of Downtown Destin, just 0.2 miles from Captain Leonard Destin Park and about a mile from HarborWalk Village, minutes to the water for the fireworks, the shops, and the boats coming in with the day's catch. Emerald Coast beaches, Choctawhatchee Bay access, and an easy commute to Eglin, Hurlburt Field, and Duke Field all sit within reach. Make no mistake -- this is a full renovation, and the upside is what makes it worth the work. There's an existing pool ready to be refinished with new equipment, plus 2,225 heated-and-cooled square feet with a clear path to finish the upstairs and reach 2,841, a rebuilt footprint most of Downtown Destin can't touch at this basis. The home is sold as-is and will need a new roof (currently leaking), replacement of the polybutylene plumbing and cloth wiring, and finishing work throughout; ceilings are 7 feet, and HVAC was updated in 2019. Not conventionally financeable in current condition -- cash, hard-money, or renovation/rehab loans only. Reimagine it as a coastal primary residence, a short-term rental engine, or a full flip; the bones, the lot, and the address are all here. Downtown Destin lots with a pool and this kind of expansion potential rarely list at this price and don't sit long, so schedule your walk-through and bring your contractor to the first showing
#1007406

Destin

300 Sibert Avenue

3 Beds

3 Baths

2,225 Sq.Ft.

$350,000

MLS#: 1007406

Avail: 8/26. Security deposit = $2,000. can be broken up in 2 monthly installments, if qualified. Bi-weekly yard service included in the rent! 1 SMALL DOG ALLOWED UPON OWNERS APPROVAL & W/ A NON-REFUNDABLE PET FEE. Newer LVP flooring & paint throughout! Brand new carpet in the bedrooms coming soon. Very nice 1 story contemporary home w/ some great extras! Flex room in the front could make a great play room, office, gym or man cave. Living room has vaulted ceilings w/ a skylight. Living/dining plus kitchen/dining space. Ceiling fans & beautiful chandeliers throughout. Kitchen features a breakfast bar & pantry, plus a doggie door to the backyard. Master has a gorgeous tiled shower & walk-in closet. Enjoy the open patio in the privacy fenced backyard. Garage has an auto opener & extra shelving for storage. There is also a separate laundry room inside between the kitchen & garage. All this w/ a central location in between both bases & close to schools, shopping, restaurants & the hospital! Welcome home!
#1008382

Fort Walton Beach

2390 Marina Drive

3 Beds

2 Baths

1,543 Sq.Ft.

$2,000

MLS#: 1008382

Unique ranch-style home on approximately 10.08 acres in Crestview! Located at 6475 Garden City Road, this spacious 4-bedroom, 3-bath property offers over 3,000 square feet with multiple living areas, including a formal living room, dining room, large recreational room, and comfortable main living area with a wood-burning fireplace. Interior features include warm wood floors, custom wood cabinetry, granite countertops, built-ins, brick accents, and classic character throughout. The updated master bathroom adds a nice modern touch, while the flexible layout provides plenty of room for entertaining, working from home, hobbies, or guest space. Outside, enjoy mature trees, open yard space, a small pond behind the home, multiple additional buildings for storage or workshop use, covered parking options, and a 2-car garage. A rare opportunity to own acreage, privacy, space, and character in Crestview
#1003812

Crestview

6475 Garden City Road

4 Beds

3 Baths

3,265 Sq.Ft.

$399,000

MLS#: 1003812

Beautiful craftsman Build on a huge Corner Lot  in Holley by the Sea! This gorgeous home sits on nearly 3/4 acres in a community with abundant amenities like a community room, boat launch, playground, and more! The inside features over 2,000 square feet including four bedrooms, two bathrooms, and an open living area, dining room, and kitchen. Tall, trey ceilings and plank tile floors flow throughout, highlighting the open concept, and large windows fill the rooms with natural light. The kitchen comes equipped with stainless appliances, rich wood cabinetry with soft close drawers, a mosaic backsplash, and granite counters that continue over the center island. Perfect yard for a pool and comes with a shed for storage.
#1006476

Navarre

2454 Cove Road

4 Beds

2 Baths

2,008 Sq.Ft.

$477,900

MLS#: 1006476

Welcome to 101 DeLuna Place, Unit B, a beautifully furnished coastal townhome offering expansive Gulf views in the laid-back Laguna Beach community on the west end of Panama City Beach. Built in 2024 with substantial concrete construction and an emphasis on quality, privacy, and longevity, this four-bedroom, four-and-a-half-bath residence combines a solid, well-built feel with elevated coastal design and an ideal location just across the street from the sugar-white sand and emerald waters of the Gulf of Mexico.

Whether you're searching for a second home, vacation retreat, or investment property, this turnkey townhome offers the perfect balance of luxury and low-maintenance coastal living. Offered fully furnished and recently refreshed with new interior paint throughout, the home is ready to enjoy from day one.

Designed to maximize both comfort and views, the spacious open-concept living area flows onto private tiled balconies where Gulf views, coastal breezes, and incredible sunsets become part of everyday life. Each of the four bedrooms features its own private en-suite bath, providing privacy and convenience for family and guests. A private elevator connects all levels of the home, while the kitchen features GE Monogram appliances, a gas cooktop, generous workspace, and an open layout ideal for entertaining.

One of the home's standout features is its exceptional parking and storage. A two-car garage plus an additional two-car covered carport provide room for multiple vehicles, beach gear, bikes, and everything needed to enjoy the coast. The heated community pool is just steps away and is shared by only five townhomes, while beach access is conveniently located directly across the street.

Beyond its concrete construction, the residence features solid-core doors and substantial construction between units, helping create a quiet and private feel that can be difficult to find in attached coastal properties.

The location puts you in the heart of Laguna Beach, known for its relaxed atmosphere and beautiful stretch of Panama City Beach. Walk to Thomas' Donut & Snack Shop for breakfast, make a quick trip to Carousel Market, or head just a few miles east to Pier Park for shopping, dining, entertainment, and the Russell-Fields Pier. The renowned beach communities, restaurants, and lifestyle of Scenic Highway 30A are also just a short drive away.

With Gulf views, substantial concrete construction, four en-suite bedrooms, a private elevator, exceptional parking, a community pool, and the beach just across the street, 101 DeLuna Place, Unit B offers an outstanding opportunity to enjoy the best of the west end of Panama City Beach.
#1008408

Panama City Beach

101 Deluna Place UNIT B

4 Beds

4 Baths

2,469 Sq.Ft.

$1,375,000

MLS#: 1008408

Welcome to the Orchid, one of the most desirable floorplans in NatureWalk at Watersound Origins and known for offering more windows and natural light than any other plan. This thoughtfully upgraded home features 5 bedrooms, including a 220 SF bedroom addition, a private den with 18-lite glass double doors, an expanded garage, and a bright open-concept layout. Enjoy outdoor living with a sliding glass door leading to the covered lanai, complete with a privacy wall, gas drop for a future grill, and additional hose bib. Upgrades include spray foam attic insulation, light attic storage with pull-down stairs, upgraded stair railings with black iron pickets, quartz-appointed baths, and an enhanced laundry room. Located in the only gated community in Watersound Origins with resort-style amenities and golf cart access to dining, shopping, and recreation. No short-term rentals permitted. PRICES SUBJECT TO CHANGE. Photos of a decorated model home are for reference only. Actual home will differ.
#1008396

Inlet Beach

159 Anastasia Circle

4 Beds

3 Baths

2,970 Sq.Ft.

$1,169,990

MLS#: 1008396

UNFURNISHED BEACH COTTAGE located in the Crystal Lake Community inside the Sandestin Golf & Beach Resort. Two-story home features an open floor plan with a spacious, open living area, and kitchen with breakfast bar, stainless appliances, and wooded views from windows and doors. Double doors in living area open to large deck - perfect for relaxing and entertaining. There is a guest bath and laundry room located on the first floor.  Upstairs, the main ensuite features large bath with walk-in glass shower, soaking tub, double vanities and TWO large walk-in closets. Two additional guest rooms share a full guest bath. First floor features tile flooring and luxury vinyl plank flooring throughout the second floor (with tile in the Master bath). All exterior landscaping, pest control, basic cable & internet, and trash removal covered by the Associations. Enjoy the short walk to the private Crystal Lake Pool, and enjoy all the amenities of the Resort Lifestyle.
#1008445

Miramar Beach

2019 Pine Island Circle

3 Beds

3 Baths

2,034 Sq.Ft.

$4,800

MLS#: 1008445

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